ﾂ｡Hola! In Este artﾃｭculo, we bring you the noticias announced on May 27, 2025, regarding the adquisiciﾃｳn of Moneytree KK by MUFG banco and WealthNavi. This move is aimed at accelerating digitalization in the financial industry and strengthening personal financial management services.

Descripciﾃｳn general of the adquisiciﾃｳn

MUFG banco and its consolidated subsidiary WealthNavi have entered into a basic agreement to acquire all shares of Moneytree KK, which provides the asset management app “Moneytree". Through this adquisiciﾃｳn, Mitsubishi UFJ Financial Group (MUFG) aims to strengthen the functions of the "Money Advisory Platform (MAP)," which lies at the core of its digital banco concept, and to advance financial services for individuals and corporations.

Strengths and futuro Outlook of Moneytree

Since its founding in 2012, Moneytree has connected with more than 2,500 financial institutions and services through a secure and open financial data platform, providing the API service "Moneytree LINK" to approximately 120 financial institutions and fintech companies. For individual users, it offers the asset management app "Moneytree," which aggregates and manages banco accounts, credit cards, electronic money, points, and securities accounts in one place, featuring automatic categorization via inteligencia artificial and spending notification functions.

With this adquisiciﾃｳn, MUFG plans to utilize Moneytree’s advanced data integraciﾃｳn technology and inteligencia artificial model-building capabilities, positioning it as a core function of the digital banco "MAP," which aims to start operations in the latter half of fiscal 2026. Additionally, by utilizing anonymized and statistical data from Moneytree’s approximately 6.5 million users, MUFG plans to realize personalized and advanced proposals, and promote mutual collaboration with MUFG’s customer base of approximately 60 million.

Strengthening Corporate Services

In the corporate sector, MUFG will promote the advancement of data-driven screening models and financial management support for small and medium-sized enterprises (SMEs) by leveraging Moneytree’s inteligencia artificial-powered SaaS service "Moneytree Business". This will also contribute to MUFG banco’s lending business for SMEs, aiming to provide high-value-added financial services to corporate clients.

This adquisiciﾃｳn symbolizes the progress of digitalization in the financial industry and the advancement of services for individuals and corporations. Much attention is focused on futuro developments.