Hello! In this post, we bring you the news announced on May 27, 2025, regarding the acquisition of Moneytree KK by MUFG Bank and WealthNavi. This move is aimed at accelerating digitalization in the financial industry and strengthening personal financial management services.
Overview of the Acquisition
MUFG Bank and its consolidated subsidiary WealthNavi have entered into a basic agreement to acquire all shares of Moneytree KK, which provides the asset management app “Moneytree". Through this acquisition, Mitsubishi UFJ Financial Group (MUFG) aims to strengthen the functions of the "Money Advisory Platform (MAP)," which lies at the core of its digital bank concept, and to advance financial services for individuals and corporations.
Strengths and Future Outlook of Moneytree
Since its founding in 2012, Moneytree has connected with more than 2,500 financial institutions and services through a secure and open financial data platform, providing the API service "Moneytree LINK" to approximately 120 financial institutions and fintech companies. For individual users, it offers the asset management app "Moneytree," which aggregates and manages bank accounts, credit cards, electronic money, points, and securities accounts in one place, featuring automatic categorization via AI and spending notification functions.
With this acquisition, MUFG plans to utilize Moneytree’s advanced data integration technology and AI model-building capabilities, positioning it as a core function of the digital bank "MAP," which aims to start operations in the latter half of fiscal 2026. Additionally, by utilizing anonymized and statistical data from Moneytree’s approximately 6.5 million users, MUFG plans to realize personalized and advanced proposals, and promote mutual collaboration with MUFG’s customer base of approximately 60 million.
Strengthening Corporate Services
In the corporate sector, MUFG will promote the advancement of data-driven screening models and financial management support for small and medium-sized enterprises (SMEs) by leveraging Moneytree’s AI-powered SaaS service "Moneytree Business". This will also contribute to MUFG Bank’s lending business for SMEs, aiming to provide high-value-added financial services to corporate clients.
This acquisition symbolizes the progress of digitalization in the financial industry and the advancement of services for individuals and corporations. Much attention is focused on future developments.